Why to invest is really a rhetorical question. To secure your future you really need to invest something. You can earn income in two ways; you can exchange labor for dollars and in other way, your own money can earn you more money. The rich know this very well and the poor do not.

You can find a best place to invest your money than being in the savings account, so as to beat the inflation. The savings account does not earn you more interest and currently they are less than 2 percent. For mutual funds, the average annual returns fall over 10 percent.
Do you wonder what a mutual fund is or where you can find a right choice of investment that can serve you better? Then, this is the right time to learn how you can earn.

Except education and research, there is risk in anything we do. You can minimize the risk only if you understand them. If you are sure what you are investing, possibly you can make 10 to 15 percent annual returns on your investment without any risk. Just your investment range should be of different companies, like tech stocks, blue chips and investment in bonds.